Changing The Way You Finance Your
Commercial Real Estate 

by Jay Estis

Have you noticed the winds of change in the way business owners and Entrepreneurs are financing their Commercial Real Estate?

Maybe you're part of the change. The last time you financed commercial real estate, did you go to your local Bank for financing, or to a Commercial Mortgage Broker?

Where will you go next time?

More and more business owners and Entrepreneurs are finding a wider choice of financing options outside of their local Bank.

The Commercial Mortgage Brokerage niche is growing. While still considered a small fish in the large Commercial Real Estate Financing pond, Commercial Mortgage Brokers are quickly claiming a larger piece of the Commercial Real Estate Financing pie.

Commercial Capital Limited finds itself at the front of the pack, leading the charge. While we're still a relatively young company, we have a laser sharp focus on establishing key relationships with large Lending Institutions, while at the same time helping our Clients achieve the best overall financing to meet their needs.

By continually searching out Lenders who can offer the commercial loan products Entrepreneurs need, we are able to grab a larger market share with each passing month.

Why are Business Owners and Entrepreneurs starting to stray from their local Banks, and instead deciding to work with large Commercial Mortgage Brokers Like Commercial Capital?

The answer can be summed up in two words. Better options.

I could have easily said "more options", but it goes well beyond that. It's obvious that a well established Commercial Mortgage Broker should have more options than a local Bank when it comes to Loan Products.

After all, isn't that what Residential Mortgage Brokers have said for many years. In fact, that was their mantra as they broke into the mainstream of Residential Real Estate Financing.

So why then better options when describing the difference between your local Bank and us, a Commercial Mortgage Broker?

Start with the fact that your local Bank will lend you their own money for your commercial real estate. There's no Fannie Mae or Freddie Mac here.

Therefore, the local Bank is going to be limited in what it can do by way of loan program variety. They are not going to have a lot of choices. And their underwriting guidelines will be more rigid.

Your loan better fit into their underwriting box, otherwise you won't be financing your commercial real estate with them.

Additionally, as you probably already know, commercial real estate is more about cash flow. And as an Investor or business owner, that cash flow should be a top priority for you.

To get a better understanding of why cash flow is so important, visit  What's Different About Commercial Real Estate Financing

Your local Bank will not finance your commercial real estate for 30 years. You might get a 20 year term, but never a 30 year term. But they will try and sell you on a lower interest rate.

The oldest real estate financing trap on earth is the "lower interest rate trap". More so when we're talking about Commercial Real Estate financing, because again, it's all about cash flow.

And cash is King, right?

Additionally, your local Bank will only finance certain types of properties.

An established Commercial Mortgage Broker will have in his/her arsenal a more diversified portfolio of niche commercial financing products.

So, you will get better cash flow, as well as a loan program that is tailor fit for your specific needs.

No point in trying to shove a square peg into a round whole, right?

And that's why Commercial Capital Limited is poised to become larger than some well established Commercial Lenders by 2009. (For more on this visit Commercial Capital News Release)

But more importantly, always keep in mind that not all Commercial Mortgage Brokers are alike. For example, if you are financing your commercial real estate with us, the benefit to you is better loan pricing. This is where we excel for our Clients.

Wholesale Commercial Lenders will reward those Commercial Brokers who do more volume, better pricing. and that better pricing is passed on to the Client. Again, this is where we excel for you.

Because at the end of the day, if you can find financing that allows you better cash flow, and it's better suited for your particular needs, and has better terms, isn't that what's important?

And the fact that you get that with Commercial Capital and not your local Bank, doesn't that help explain our incredible growth?

So what are you waiting for? For more information on how we can help you, please call Jay Estis at 561-208-6469 today.